How to apply for Apple Card.
Apple announced its own credit card in early 2019. Now the Apple Card is available to a growing number of people. Here’s how to apply to get your hands on Apple’s Titanium Credit Card.
The Silicon Valley company began rolling out the Apple Card subscription option in early August 2019. Since the initial rollout is only in the US, you may not be eligible to apply until Apple expands. to your region.
Because the Apple Card experience resides primarily on iPhone, Apple requires that the phone be running iOS 12.4 or newer. That version of the operating system and everything that comes after it includes support for Apple Card.
Apply for Apple Card
When you’re ready to apply for the Apple Card, open the “Wallet” app. If you can’t find the app on your iPhone, swipe down on the home screen and use the spotlight search to locate it.
Next, tap on the “+” icon at the top right corner of the screen.
The next screen explains that adding cards to Apple Pay allows you to make purchases on your phone and on the web. Select “Continue” to proceed.
If you’re eligible to apply for Apple Card, you’ll see the credit card option listed. Choose “Apple Card” to start the process.
The Wallet app now explains what features the Apple Card offers and information about the card’s interest rate from 12.99 percent to 23.99 percent. We recommend that you read the Apple Card fees and terms, and then tap “Continue.”
Now you need to verify some identity information. First, make sure your name, date of birth, and phone number are correct. Select “Next” to continue.
Second, please confirm your residential address. This information is needed for billing purposes and your credit report. Touch “Next”.
After that, enter the last four digits of your Social Security Number and then select “Next.”
Lastly, type in your annual income and then select “Next”. This information will help the bank determine the amount of credit to grant you.
You will now need to verify your identity with your driver’s license or a state-issued photo ID. Tap “Continue” and then follow the onscreen instructions to take a photo of the front and back of your ID.
Goldman Sachs will verify all of your information and a credit check will be run. When complete, the Wallet app will indicate if you were approved or not. If so, you will be shown a credit limit and APR based on your credit report.
We recommend that you read the Goldman Sachs terms and conditions. Then, tap “Accept Apple Card” to agree to the fees, terms, and conditions. If you want to decline the line of credit, select “No thanks.”
The Wallet app will now ask if you want Apple Card to be your default payment method for Apple Pay. You can select “Use as default card” to use it everywhere or “Set as default later in wallet” to continue using your other cards.
Once you’ve added the card to your wallet, tap “Continue.”
Request your Titanium Apple Card
Once you’ve been approved for the Apple Card and added to your wallet, you’ll be asked if you’d like a physical card. Using the Titanium Credit Card only allows you to get back one percent of purchases, but it’s good to have in case a business doesn’t accept mobile forms of payment.
Press “Continue” to proceed or “No thanks” to stick to the digital only option.
Select “Confirm” if your shipping address is correct. Your titanium card should be mailed to you in about a week.
And that is! You can now see the Apple Card in the Wallet app. If selected, you’ll be shown your total balance, how much credit is available, reports on your weekly activity, and future payments.