Tap to Pay, a new way to accept payments
It’s official ! Apple announces the availability of Tap to Pay In France. As a reminder, this payment service had previously been launched in the United States, Taiwan, Australia, the United Kingdom, the Netherlands, Brazil and Ukraine.
Thanks to this new feature, businesses based in France can now use their iPhone as a payment terminal. The iPhone can then accept contactless payments with a physical card or with another smartphone that integrates a digital wallet such as Apple Pay or Google Pay for example.
For micro-enterprises, this can be interesting because they can consider doing without investing in a payment terminal and using only their iPhone in the future for their customers’ bank payments. The only technical constraint required: own at least an iPhone XS or a later model.
When paying, the merchant will simply invite the customer to bring their contactless bank card, iPhone or Apple Watch close to their own iPhone in order to pay with Apple Pay or another digital wallet, explains Apple in his blog post.
Which payment platforms offer Tap to Pay?
The Tap to Pay service is available to payment platforms and app developers in France who can integrate the service into their iOS applications and thus offer it as a payment acceptance option to their customers professionals.
Companies that offer Tap to Pay to their French professional customers:
- The BPCE group,
- Adyen,
- MyPOS,
- Revolut,
- SumUp,
- Viva Wallet,
- Worldline.
Apple also indicates other payment solutions that will integrate Tap to Pay very soon:
- BNP Paribas,
- Cooperative Credit,
- MarketPay,
- Stancer,
- Stripe.
Tap to Pay on iPhone will be compatible with contactless bank cards from major payment networks, including American Express, Discover, Mastercard and Visa. Apple is working with payment platforms to enable support, in the coming weeks, for CB (Cartes Bancaires), the most used payment scheme on the French market.
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