Job on 02/07/2023 16:14

Update on 02/07/2023 16:46

Video length: 2 min.

Article written by

M.Damoy, F.Depaquit, L.Michel, France 3 Provence-Alpes -France 2

France Televisions

After another night of violence, July 2, it is time to see the damage and ask yourself the question of compensation, whether you are an individual or a professional. What are the steps to follow ?

Ransacked shops, charred cars, everywhere in France the material toll of the riots is increasingly heavy for local residents and traders. In Marseille (Bouches-du-Rhône), there are at least 400 vandalized stores. The bill would already exceed 100 million euros. A designer store has been ransacked, the manager is overwhelmed. “There is absolutely no more stock, the store is empty and I am in the process of securing the other two points of sale”he says.

Insurance coverage according to options

In response to the distress of professionals, Bruno Le Maire promises simplified and accelerated compensation. Companies are generally covered by professional multi-risk insurance. But the vandalism and business interruption guarantee depends on the options taken out by the insured. For individuals whose car has been set on fire, only those who have subscribed to a firebreak opening in their contract will be covered. They must report the loss within five days and file a complaint.

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